Life Insurance
from Gilliland Insurance Group
Life Insurance
This is another type of permanent life insurance, albeit with more flexible premiums (the amount you pay). Like whole life insurance, it builds cash value and accrues interest over time.
Have you ever wondered how your spouse or family would get by in the event of your passing? Would they be able to continue to lead their current life in their present residence? Sadly, for many people, the answer is no. But, having the right life insurance policy can change that.
Life insurance is a way to make sure your loved ones are cared for after you are gone. As independent agents at Gilliland Insurance Group, we have hundreds of insurance policies at our disposal for St. Augustine, Florida clients. We can help you select the ideal one for your budget and your unique needs. You won’t ever have to worry about your family facing hardship when you have a life insurance policy that lets them carry on without you.
As dedicated insurance agents who love to educate our clients about different insurance options, let us tell you a little about the three basic types of life insurance:
Term Life Insurance
This is where many people start when they first purchase life insurance. The policy is for a set period of time, and you’ll find the cost lower than other policies. You can convert a term life policy to a more permanent one if you desire coverage for a longer amount of time.
Whole Life Insurance
A whole life insurance policy provides a lifetime of protection. This type of insurance is also an investment as it grows in value with every year that passes.
Universal Life Insurance
This is another type of permanent life insurance, albeit with more flexible premiums (the amount you pay). Like whole life insurance, it builds cash value and accrues interest over time.
It can be confusing to know which type of life insurance is right for you. We are happy to talk with you any time to answer your questions and tailor a policy to your needs. It’s been our experience that major life events often prompt the purchase of a policy, such as:
- Marriage or divorce
- Giving birth or adopting a child
- Welcoming a grandchild
- Home purchase
- Starting a new business
- Receipt of an inheritance
- Planning for retirement
- Experiencing health problems
Give us a call today at 904-824-9877 or get in touch online to let us assist with your life insurance requirements. You can have the peace of mind that accompanies knowing your loved ones will be taken care of if the worst happens.
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